Where we could, we sent a £500 test transfer. Other figures come from each provider's own pages or, where the source says so, third-party sites.
Recipient gets and true cost are calculated from the fee, the exchange-rate margin and the mid-market rate
(171.4, 14 Oct 2026).
Ria
Nothing verified yet.
ACE Money Transfer
Nothing verified yet.
Afriex
Provider support, 22 Oct 2026: pays out to
LemFi
Nothing verified yet.
MoneyGram
Nothing verified yet.
Mukuru
Nothing verified yet.
NALA
Nothing verified yet.
Paysend
Nothing verified yet.
Remitly
Nothing verified yet.
Sendwave
finder.com, 22 Oct 2026: pays out to
Taptap Send
Nothing verified yet.
Western Union
Nothing verified yet.
Wise
Provider support, 22 Oct 2026: max per transfer, pays out to
Provider fee page, 22 Oct 2026: exchange-rate margin, delivery time
WorldRemit
Nothing verified yet.
Questions people ask
Are these Ria alternatives licensed?
We have not yet confirmed any of the 13 against its regulator's register. Each card lists the regulator and status we have found, so you can check it yourself.