Flutterwave
- Headquarters
- Not yet verified
- Founded
- Not yet verified
- Last verified
- 22 Oct 2026 Oldest figure checked 22 Oct 2026
We earn nothing from Flutterwave. It is ranked on the same numbers as everyone else.
Who it suits, and where it falls short
We have not written our verdict on Flutterwave yet. It comes after we have tested it.
What it costs
Fees are per payment, in the currency the customer pays in. A row for one payment method overrides the country's default. Each figure says where it came from and when we checked it.
| Route | Applies to | Fee | Exchange-rate margin | Limits | Settlement time |
|---|---|---|---|---|---|
| Nigeria (NGN) to Nigeria (NGN) | Any method 1.4% + 0.6% platform fee, no cap listed, plus 7.5% VAT. Transfers out: ₦10 / ₦25 / ₦50 by amount. Settlement: next day. | 2% Provider fee page, 22 Oct 2026 | No conversion | Not yet verified | 1 day Desk research, 22 Oct 2026 |
| Nigeria (NGN) to Nigeria (NGN) | Customers pay by international card | 4.8% Provider fee page, 22 Oct 2026 | No conversion | Not yet verified | Not yet verified |
Where it works
- Customers pay from
- Nigeria (NGN), Ghana (GHS), Kenya (KES), South Africa (ZAR)
- Merchants settled in
- Nigeria (NGN), Ghana (GHS), Kenya (KES), South Africa (ZAR)
- Customers pay by
- M-Pesa in Kenya
- Settled by
- Not yet verified
From: Desk research, 22 Oct 2026
Regulator and licences
-
Central Bank of Nigeria claimed, not yet confirmed
Nigeria · Switching and processing. From: pymnts.com, 22 Oct 2026.
Where these figures come from
Profile last reviewed 22 Oct 2026. The oldest figure on it was checked 22 Oct 2026.
- Desk research, 22 Oct 2026 Desk research, row G02 of the provider research sheet. Data confidence: Mixed. Backs: coverage, payment methods, settlement time, and research notes
- pymnts.com, 22 Oct 2026 · Open source Backs: licence
- paybillke.com, 22 Oct 2026 · Open source Read during desk research; no figure cites it yet
- Provider fee page, 22 Oct 2026 · Open source Backs: fees