Yoco
- Headquarters
- Not yet verified
- Founded
- Not yet verified
- Last verified
- 22 Oct 2026 Oldest figure checked 22 Oct 2026
We earn nothing from Yoco. It is ranked on the same numbers as everyone else.
Who it suits, and where it falls short
We have not written our verdict on Yoco yet. It comes after we have tested it.
What it costs
Fees are per payment, in the currency the customer pays in. A row for one payment method overrides the country's default. Each figure says where it came from and when we checked it.
| Route | Applies to | Fee | Exchange-rate margin | Limits | Settlement time |
|---|---|---|---|---|---|
| South Africa (ZAR) to South Africa (ZAR) | Customers pay by card Core plan, up to R50,000 a month in card sales. From R50,000 to R200,000: 1.35% debit, 2.30% credit. Online about 0.5% higher. Custom above R200,000. Plus R249 and Pro R499 a month per location. Settlement: paid out the next business day, arriving in 1–2 business days. | 2.3% Provider fee page, 22 Oct 2026 | No conversion | Not yet verified | Not yet verified |
| South Africa (ZAR) to South Africa (ZAR) | Customers pay by international card Core plan, up to R50,000 a month; 2.75% from R50,000 to R200,000. | 3.2% Provider fee page, 22 Oct 2026 | No conversion | Not yet verified | Not yet verified |
Where it works
- Customers pay from
- South Africa (ZAR)
- Merchants settled in
- South Africa (ZAR)
- Customers pay by
- Card in South Africa
- Settled by
- Not yet verified
From: Provider fee page, 22 Oct 2026
Regulator and licences
We have not yet found a licence or registration for Yoco. Check with the provider before you send money.
Where these figures come from
Profile last reviewed 22 Oct 2026. The oldest figure on it was checked 22 Oct 2026.
- Desk research, 22 Oct 2026 Desk research, row G19 of the provider research sheet. Data confidence: Provider. Backs: research notes
- Yoco payment services terms (Sept 2026), 22 Oct 2026 · Open source Read during desk research; no figure cites it yet
- Provider website, 22 Oct 2026 · Open source Read during desk research; no figure cites it yet
- Provider website, 22 Oct 2026 · Open source Read during desk research; no figure cites it yet
- Provider fee page, 22 Oct 2026 · Open source Backs: coverage, payment methods, and fees